BAKRI, M. H. Factors of Acceptance of Mobile Banking in Malaysia. International Journal of Human and Technology Interaction (IJHaTI), [S. l.], v. 4, n. 2 October, p. 13–22, 2020. Disponível em: https://ijhati.utem.edu.my/ijhati/article/view/5888. Acesso em: 27 mar. 2026.