YAHAYA, S.; SARWE, N. The Impact of Macroeconomic Factor to Household Debt in Malaysia: A Theoretical Framework. International Journal of Human and Technology Interaction (IJHaTI), [S. l.], v. 3, n. 1 April, p. 87–94, 2019. Disponível em: https://ijhati.utem.edu.my/ijhati/article/view/5121. Acesso em: 27 mar. 2026.