The Impact of Macroeconomic Factor to Household Debt in Malaysia: A Theoretical Framework
Abstract
Malaysia household debt is keep on increasing year to year, even though the economic condition shows the unstable performance. Therefore, this study attempts to study how macroeconomics factor impact to household debt. Considering both mortgage and consumer debt hence the study will add more reference to analyst in analyzing the debt offered to the consumer. The study used 10 years period from 2008 to 2017. Five variables are determined to be included in this study include gross domestic product (GDP), interest rate (IR), house price index (HPI), Unemployment Rate (UNEM), and consumer price index (CPI). The relationship of macroeconomic performance and housedebt will be tested using multiple regression models. Secondary data from reliable sources will be gatheredDownloads
Downloads
Published
How to Cite
Issue
Section
License
The articles may be used for research, teaching, and private study purposes. Any substantial or systematic reproduction, redistribution, reselling, loan, sub-licensing, systematic supply, or distribution in any form to anyone is expressly forbidden. Authors alone are responsible for the contents of their articles. The journal owns the copyright of the articles. However, within the framework of Creative Commons (CC) copyright license, authors can use their published works in non-profit environments and share them on their own platforms on the internet. The publisher shall not be liable for any loss, actions, claims, proceedings, demand, or costs or damages whatsoever or howsoever caused arising directly or indirectly in connection with or arising out of the use of the research material. All authors are requested to disclose any actual or potential conflict of interest including any financial, personal or other relationships with other people or organizations regarding the submitted work.
The author (s) guarantees that the submitted article is his/her/their original research. All authors participating in this study assumed public responsibility and confirmed that the article was not submitted for another journal. All the articles in the article do not violate the existing copyright rules and intellectual property rights of any person or organization. The article meets the ethical standards applicable to the research discipline.
The authors cannot withdraw the article they have uploaded to IJHaTI journal and upload it to another journal without the approval of the journal editor.
Authors are responsible for obtaining written permission to include any images or artwork for which they do not hold copyright in their articles, or to adapt any such images or artwork for inclusion in their articles. The copyright
