Critical Success Factors in Sustainable Credit Risk Model Among Manufacturing Companies in Malaysia
Abstract
Credit risk is always foreseen as an analytical measurement adopted and employed by banking industry in Malaysia. It becomes critical in measuring the borrowers’ financial strength before the loan can be granted. In order to get a deep analysis, overview from different aspect is recommended. Financial and non-financial factor including the sustainable criteria are adopted in credit risk model. This pilot study was conducted to investigate critical success factor towards successful sustainable credit risk model among manufacturing companies in Malaysia. The questionnaires were design and distributed to the respondents. The result of reliability test shows that profitability is a critical factor influencing the successful of measurement of credit risk analysis compare to others factor. This study recommend that the future research explore the influence of sustainable credit risk model to different industry by consider more variables.
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